Approved Lenders

One Guarantee is widely recognised by UK Mortgage Lenders and is listed on the UK Finance/CML Handbook and the Building Societies Association Mortgage Instructions. Below is a comprehensive list of UK lenders that currently accept One Guarantee.

Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. If you have any questions regarding mortgage lenders, or do not see your lender on this list, please contact us via email or call us on 01603 218288.

A
Accord Buy to Let
Accord Mortgages
Ahli United Bank (UK) plc - consider on an individual case by case basis
Aldermore Bank PLC
Atom Bank PLC
Aviva Equity Release UK Ltd

B
Bank of Scotland Beginning A
Bank of Scotland Beginning O
Banks and Clients Plc – consider on an individual case by case basis
Barclays Bank UK PLC
Barnsley Building Society
Bath Building Society - consider on an individual case by case basis
Beverly Building Society
Birmingham Midshires
Bishopsgate Funding
Bluestone Mortgages
Britannia Building Society
Buckinghamshire Building Society Loans – consider on an individual case by case basis

C
Charter Mortgages
Charter Savings Bank
Chelsea Building Society
Cheltenham & Gloucester
Cheshire Building Society
CHL Mortgages
Chorley and District – may consider on an individual case by case basis
Co-Operative Bank
Coutts
Coventry Building Society
Cumberland Building Society – consider on an individual case by case basis
Cynergy Bank

D
Darlington Building Society
Derbyshire Building Society
Dudley Building Society – consider on an individual case by case basis
Dunfermline Building Society

E
Ecology Building Society – consider on an individual case by case basis
E-MEX Home Funding Limited

F
Family Building Soc (a trading name of National Counties BS) – consider on an individual case by case basis
First Direct Bank
Fleet Mortgages
Foundation Homeloans

G
Generation Home
Godiva Mortgages
Goldentree Financial Services Plc
Guernsey Home Loans

H
Halifax
Halifax Loans Ltd
Hampden and Co
Hampshire Trust Bank
Handelsbanken – consider on an individual case by case basis
Harpenden Building Society
Heritable Development Finance
Hinckley and Rugby Building Society
Hodge
Hodge Equity Release
HSBC UK Bank plc

I
InterBay
Intelligent Finance
ITL Mortgages

J
Jersey Home Loans

K
Kensington Mortgage Company Ltd
Kent Reliance
Keystone Property Finance

L
Landbay – consider on an individual case by case basis
Leeds Building Society
Leek United Building Society
Legal & General Home Finance Ltd
LendInvest
LiveMore Capital
Lloyds Bank plc pre fixed 20/40
Lloyds Bank plc pre fixed 50/30/77
Lloyds TSB Scotland plc

M
Market Harborough Building Society – consider on an individual case by case basis
Masthaven Bank – consider on an individual case by case basis
MBS Lending Ltd
Melton Mowbray Building Society
Molo Finance
Monmouthshire Building Society
Monument Bank
Mortgage Agency Services
Mortgage Trust
MPowered Mortgages
MSP Capital Ltd

N
National Counties Building Society – consider on an individual case by case basis
Nationwide Building Society
Newbury Building Society – consider on an individual case by case basis
Norwich & Peterborough Building Society

O
OSB India

P-Q
Paragon Buy to Let Mortgages
Paragon Residential Owner-Occupied Mortgages
Paratus AMC Ltd
Parity Trust – consider on an individual case by case basis
Pepper Money – consider on an individual case by case basis
Platform (a trading name of The Co-operative Bank p.l.c.)
Portman Finance Ltd
Precise Mortgages
Prestige Finance
Principality Building Society

R
Regentsmead – consider on an individual case by case basis

S
Saffron Building Society
Santander UK plc
Scottish Building Society – consider on an individual case by case basis
Scottish Widows Bank
Secure Trust Bank PLC
Shawbrook Bank
Skipton
Smile (a trading name of The Co-operative Bank p.l.c.)
St James Place Bank
Swansea Building Society

T
Tesco Bank (a trading name of Tesco Personal Finance plc)
The Cambridge Building Society – consider on an individual case by case basis
The Holmesdale Building Society
The Loughborough Building Society
The Mortgage Business
The Mortgage Lender Ltd
The Mortgage Works
The Royal Bank of Scotland plc
The Royal Bank of Scotland plc Direct Line Mortgages
The Royal Bank of Scotland plc Direct Line One
The Royal Bank of Scotland plc First Active
The Royal Bank of Scotland plc Natwest one Account
The Royal Bank of Scotland plc One Account
The Royal Bank of Scotland plc Virgin One
TSB Bank plc

U
UCB Home Loans Corporation Limited
Ulster Bank

V
Vernon Building Society – will consider on case by case basis

W-X
West Bromwich Building Society
Whistletree (a trading name of TSB Bank plc)

Y
Yorkshire Building Society

Z
Zephyr Mortgages (Topaz)

For more information on our acceptable list of lenders email our team.