Homeowners

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Are you a Homeowner who has bought a house in the last 10 years? As part of the purchase, were you provided with a copy of a CRL structural warranty policy?

If the answer is yes to both of these questions, then it is likely your mortgage lender no longer accepts these policies. As a requirement of your mortgage terms and conditions your invalid warranty insurance must be replaced with another structural warranty policy underwritten by an A rated insurer. For more information, please see the following link: www.fscs.org.uk/failed-firms/alpha/

Please note building and contents insurance is not sufficient as replacement insurance.

One Guarantee can offer a mortgage lender approved replacement policy with a AA- rated insurer, regulated and authorised by the Financial Conduct Authority (FCA). Please note, this is not an identical wording to the Alpha policy and will only cover structural defects for the balance of the 10-year period from Practical Completion. Please also note this replacement cover is not suitable for flats/apartments/maisonettes/HMOs, developers, self-built properties or Housing Associations. Please visit the following link for enquiries of this nature: www.oneguarantee.co.uk/quote.html

To obtain a quotation, please click the quote button above.

Developers

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Are you a Developer who has recently purchased a CRL structural warranty policy and are now unable to sell the properties?

Mortgage Lenders no longer deem the CRL warranty policy acceptable and will not accept mortgage applications where a CRL warranty policy exists. For more information, please see the following link: www.fscs.org.uk/failed-firms/alpha/

You will therefore have to obtain a replacement warranty policy.

One Guarantee can offer a mortgage lender approved replacement policy with a AA- rated insurer, regulated and authorised by the Financial Conduct Authority.

Please contact our team on 01603 218288, and they will happily assist with your enquiry. Or, alternatively, click above to obtain a quotation.